I could hardly wait to receive the "Fresh Water Pearl 4-Way Cross Necklace". It looked so beautiful on the website so I ordered one for myself and another as a gift for my daughter's Godmother. I just received them and was VERY disappointed. It appears as a nice heavy/quality 4-way cross with beautiful cultured pearls. However, the cross is VERY thin and light weight. The cultured pearls are pretty but very tiny too. The gray colored beads that are used on the 2nd strand really distract from the pearls because they're so dull looking. I honestly didn't read that they weren't ALL pearls until I went back and read the description just now. I would certainly never pay $77 for this necklace. It's WAY overpriced in my opinion. :(